IDFC First Bank vs Axis Bank credit cards.
Here’s a comparison of IDFC FIRST and Axis Bank credit cards based on the latest benefits and features as of December 2024: IDFC FIRST Credit Cards____ Benefits: 1. Lifetime Free Options: Many cards, such as IDFC FIRST Classic and Millennia, come with no joining or annual fees, ideal for beginners. 2. Low Interest Rates: Finance charges range from 9% to 43.8% annually, often lower than competitors. 3. Zero Forex Markup: Some cards like the IDFC FIRST Private offer 0% foreign exchange markup, ideal for international travelers. 4. Reward Programs: Incremental rewards, such as 10X points on spends above ₹20,000, and rewards for birthday and milestone spends. 5. Welcome Offers: E-vouchers, cashback on fuel, and travel discounts like 10% off on EaseMyTrip flights or 15% on MakeMyTrip bookings. 6. Travel Benefits: Complimentary lounge access for certain premium cards and curated memberships for top hotel chains. Cons: Limited availability of premium travel benefits compared to Axis Bank'...